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The Bancorp TBBK Institutional Banking — Information Technology And Data Processing

Other segment segments

Fintech
$378K+12.8%
REBL
$48K+4.3%
Commercial
$1K0.0%

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Non-interest income(1)67,3662,7727331,92924073,040
Direct non-interest expense:
Salaries and employee benefits4,8751,2037764,67825,89437,426
Data processing expense3784864713131,387
Software284286454404,2355,632
Other2,4821,1922741,8236,26012,031
Total direct non-interest expense8,0192,4712,3426,94236,70256,476
Income before non-interest expense allocations67,32121,4337,7078,895(24,415)80,941

Item 1. Financial Statements

FAQ

What is The Bancorp's institutional banking — information technology and data processing?
The Bancorp (TBBK) reported institutional banking — information technology and data processing of $647K in Q2 2026.
How has The Bancorp's institutional banking — information technology and data processing changed year-over-year?
The Bancorp's institutional banking — information technology and data processing increased by 30.2% year-over-year, from $497K to $647K.
What is the long-term trend for The Bancorp's institutional banking — information technology and data processing?
Over 2 years (2022 to 2025), The Bancorp's institutional banking — information technology and data processing has grown at a -2.2% compound annual growth rate (CAGR), from $2.16M to $2.07M.
What does institutional banking — information technology and data processing mean?
Costs associated with the maintenance, development, and operation of IT infrastructure and data processing systems specific to the institutional banking segment. This reflects the segment's investment in digital capabilities and operational scalability.

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