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West Bancorporation WTBA Net amortization and accretion

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Other financials

Income statement

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Revenue$26.9M+16.6%
Net income$10.6M+34.8%
EPS (diluted)$0.61+32.6%

Balance sheet

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Cash & equivalents$362.0M+71.9%
Total debt$25.0M-39.7%
Total equity$270.7M+13.8%
Total assets$4.0B+0.6%

Cash flow

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Operating cash flow$12.9M+32.2%
CapEx$497.0K-66.7%
Free cash flow$12.4M+50.0%

Valuation

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Market cap$440.86M+40.1%
Enterprise value$103.88M-28.6%
P/E12.5×+0.4×
P/S4.5×+0.7×

Profitability

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Net margin35.6%+4.5pp
FCF margin47.7%+16.5pp

Returns & leverage

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Return on equity13.9%+2.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept wtba:Netamortizationandaccretion.

The official record: West Bancorporation’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is West Bancorporation's net amortization and accretion?
West Bancorporation (WTBA) reported net amortization and accretion of $739K in Q1 2026.
How has West Bancorporation's net amortization and accretion changed year-over-year?
West Bancorporation's net amortization and accretion decreased by 4.2% year-over-year, from $771K to $739K.
What is the long-term trend for West Bancorporation's net amortization and accretion?
Over 4 years (2021 to 2025), West Bancorporation's net amortization and accretion has grown at a 9.9% compound annual growth rate (CAGR), from $2.11M to $3.08M.
What does net amortization and accretion mean?
Represents the non-cash adjustments to income resulting from the amortization of premiums and accretion of discounts on financial instruments, such as investment securities or loans. This adjustment reconciles net income to cash flow by accounting for the gradual recognition of interest income or expense over the life of an asset or liability. It is a critical component for understanding the core cash-generating ability of the bank's investment portfolio.