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Wintrust Financial WTFC Deferred Tax Liabilities Deferred Loan Fees And Costs

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.74B+28.3%
P/E11.9×+0.6×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:DeferredTaxLiabilitiesDeferredLoanFeesAndCosts.

The source filing: Wintrust Financial’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:34 PM EST
Fiscal year
FY2025
Accession
0001015328-26-000007
(In thousands)20252024
Goodwill and intangible assets39,82942,733
Premises and equipment35,37838,554
Right-of-use asset30,68032,651
Net unrealized gains on derivatives included in other comprehensive income17,449
Deferred loan fees and costs10,2647,889
Other3,0762,660
Total gross deferred tax liabilities406,966342,148
Net deferred tax (liabilities) assets$(70,538)$37,370

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Wintrust Financial's deferred tax liabilities deferred loan fees and costs?
Wintrust Financial (WTFC) reported deferred tax liabilities deferred loan fees and costs of $10.26M in Q4 2025.
How has Wintrust Financial's deferred tax liabilities deferred loan fees and costs changed year-over-year?
Wintrust Financial's deferred tax liabilities deferred loan fees and costs increased by 30.1% year-over-year, from $7.89M to $10.26M.
What does deferred tax liabilities deferred loan fees and costs mean?
Deferred Tax Liabilities Deferred Loan Fees And Costs as reported by Wintrust Financial Corp.

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