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Wintrust Financial WTFC Time Deposit Maturities, after Year Five

Time Deposit Maturities, after Year Five at other companies

Eagle Bancorp Montana logo
Eagle Bancorp MontanaEBMT
$0-100%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$17K-52.8%
Wintrust Financial logo
Wintrust FinancialWTFC
$184K+171%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$5.36M+46.4%
National Bank Holdings logo
National Bank HoldingsNBHC
$356K-27.9%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$2.36M-33.9%

Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.71B+30.9%
P/E11.9×+0.8×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositMaturitiesAfterYearFive.

The source filing: Wintrust Financial’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:34 PM EST
Fiscal year
FY2025
Accession
0001015328-26-000007
(In thousands)20252024
Due within one year$9,443,038$9,061,295
Due in one to two years361,555281,239
Due in two to three years56,52653,009
Due in three to four years11,29614,316
Due in four to five years5,35110,104
Due after five years18468
Total time certificate of deposits$9,877,950$9,420,031

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Wintrust Financial's time deposit maturities, after year five?
Wintrust Financial (WTFC) reported time deposit maturities, after year five of $184K in Q4 2025.
How has Wintrust Financial's time deposit maturities, after year five changed year-over-year?
Wintrust Financial's time deposit maturities, after year five increased by 170.6% year-over-year, from $68K to $184K.
What is the long-term trend for Wintrust Financial's time deposit maturities, after year five?
Over 5 years (2020 to 2025), Wintrust Financial's time deposit maturities, after year five has grown at a -25.6% compound annual growth rate (CAGR), from $808K to $184K.
What does time deposit maturities, after year five mean?
Time Deposit Maturities, after Year Five as reported by Wintrust Financial Corp.

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