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Wintrust Financial WTFC Deferred loan fees and costs

Deferred loan fees and costs at other companies

Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$17.6M-10.2%
Stifel Financial logo
Stifel FinancialSF
-$746K+77.1%
Starwood Property Trust logo
Starwood Property TrustSTWD
$15.74M+12.7%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$15.8M+18.8%
Arbor Realty Trust logo
Arbor Realty TrustABR
$6.98M-16.0%
Popular logo
PopularBPOP

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:DeferredTaxLiabilitiesDeferredLoanFeesAndCosts.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's deferred loan fees and costs?
Wintrust Financial (WTFC) reported deferred loan fees and costs of $10.26M in Q4 2025.
How has Wintrust Financial's deferred loan fees and costs changed year-over-year?
Wintrust Financial's deferred loan fees and costs increased by 30.1% year-over-year, from $7.89M to $10.26M.
What does deferred loan fees and costs mean?
The net amount of loan fees and origination costs that are being spread out over the life of the loans.
How do you interpret deferred loan fees and costs?
Higher balances indicate robust loan origination activity, while declining balances may signal a slowdown in new lending or accelerated amortization.
How does deferred loan fees and costs compare across companies?
Standard metric for commercial and retail banks; comparable across the banking industry based on loan volume.