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Wintrust Financial WTFC Deferred loan fees and costs
Deferred loan fees and costs at other companies
Other financials
Where this comes from
Reported directly by Wintrust Financial in its filing.
Tagged under the XBRL concept wtfc:DeferredTaxLiabilitiesDeferredLoanFeesAndCosts.
The source filing: Wintrust Financial’s 10-K, filed February 26, 2026.
- Filed
- Feb 26, 2026, 4:34 PM EST
- Fiscal year
- FY2025
- Accession
- 0001015328-26-000007
| (In thousands) | 2025 | 2024 |
|---|---|---|
| Goodwill and intangible assets | 39,829 | 42,733 |
| Premises and equipment | 35,378 | 38,554 |
| Right-of-use asset | 30,680 | 32,651 |
| Net unrealized gains on derivatives included in other comprehensive income | 17,449 | — |
| Deferred loan fees and costs | 10,264 | 7,889 |
| Other | 3,076 | 2,660 |
| Total gross deferred tax liabilities | 406,966 | 342,148 |
| Net deferred tax (liabilities) assets | $(70,538) | $37,370 |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is Wintrust Financial's deferred loan fees and costs?
- Wintrust Financial (WTFC) reported deferred loan fees and costs of $10.26M in Q4 2025.
- How has Wintrust Financial's deferred loan fees and costs changed year-over-year?
- Wintrust Financial's deferred loan fees and costs increased by 30.1% year-over-year, from $7.89M to $10.26M.
- What does deferred loan fees and costs mean?
- This represents the net balance of loan origination fees collected and direct costs incurred, which are deferred and amortized over the life of the loan. It is a critical component of the effective yield calculation for the loan portfolio. Proper management of these fees ensures accurate revenue recognition in alignment with the interest income earned.
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