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Sierra Bancorp BSRR Deferred Loan Fees And Costs Net

Deferred Loan Fees And Costs Net at other companies

First Community Corporation logo
First Community CorporationFCCO
$2.3M+9.5%
Tompkins Financial logo
Tompkins FinancialTMP
$1.21M-6.5%
Financial Institutions logo
Financial InstitutionsFISI
-$31.95M+13.3%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$2.37M+48.8%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$2.26M+0.5%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$22.7M+42.8%

Other financials

Income statement

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Revenue$38.6M+5.0%
Net income$12.5M+37.6%
EPS (diluted)$0.96+47.7%

Balance sheet

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Cash & equivalents$156.4M-2.1%
Total debt$49.5M+0.2%
Total equity$363.7M+3.4%
Total assets$3.8B+4.1%

Cash flow

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Operating cash flow$11.1M-72.8%
CapEx$83.0K-78.4%
Free cash flow$11.0M-72.7%

Valuation

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Market cap$528.66M+39.8%
Enterprise value$421.79M+57.4%
P/E11.6×+2.2×
P/S3.4×+0.9×

Profitability

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Net margin29.1%+2.4pp
FCF margin59.4%+26.1pp

Returns & leverage

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Return on equity12.8%+1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Sierra Bancorp in its filing.

Tagged under the XBRL concept bsrr:DeferredLoanFeesAndCostsNet.

The official record: Sierra Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sierra Bancorp's deferred loan fees and costs net?
Sierra Bancorp (BSRR) reported deferred loan fees and costs net of -$97K in Q1 2026.
How has Sierra Bancorp's deferred loan fees and costs net changed year-over-year?
Sierra Bancorp's deferred loan fees and costs net increased by 2.0% year-over-year, from -$99K to -$97K.
What does deferred loan fees and costs net mean?
This reflects the net balance of origination fees collected and direct costs incurred in the lending process, which are amortized over the life of the loan. It provides insight into the bank's loan origination efficiency and the impact of accounting adjustments on the carrying value of the loan portfolio.