Skip to content

Deferred loan fees at other companies

Tompkins Financial logo
Tompkins FinancialTMP
$1.21M-6.5%
Financial Institutions logo
Financial InstitutionsFISI
-$31.95M+13.3%
Verisk Analytics, Inc. logo
Verisk Analytics, Inc.VRSK
-$800K-33.3%
Blackstone Mortgage Trust logo
Blackstone Mortgage TrustBXMT
$15.43M+45.3%
Pitney Bowes logo
Pitney BowesPBI
-$1.96M+9.1%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$5.58M-7.7%

Other financials

Income statement

See full
Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

See full
Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

See full
Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

See full
Market cap$733.37M+16.4%
Enterprise value$565.68M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

See full
Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

See full
Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:DeferredTaxLiabilitiesDeferredExpenseDeferredLoanOriginationFeesCosts.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corporation's deferred loan fees.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corporation's deferred loan fees?
Independent Bank Corporation (IBCP) reported deferred loan fees of $2.26M in Q4 2025.
How has Independent Bank Corporation's deferred loan fees changed year-over-year?
Independent Bank Corporation's deferred loan fees increased by 0.5% year-over-year, from $2.25M to $2.26M.
What is the long-term trend for Independent Bank Corporation's deferred loan fees?
Over 5 years (2020 to 2025), Independent Bank Corporation's deferred loan fees has grown at a 3.5% compound annual growth rate (CAGR), from $1.9M to $2.26M.
What does deferred loan fees mean?
This represents loan origination fees and direct costs that are deferred and amortized over the life of the related loan as an adjustment to yield. It is a critical accounting mechanism for matching revenue recognition with the period in which the loan earns interest income. Changes in this balance indicate shifts in the volume and timing of loan originations.