First Commonwealth Financial FCF Net Deferred Fees — Unearned Deferred (Fees) Costs on Loans

Other product segments

Similar metrics at other companies

PNCUnearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans

$1.7B+88.9%

CNOBAmortization Of Deferred Loan Origination Fees Net

$9.7M+5,443%

UBS

UBSIUnearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans

$11.6M+5.4%

BFCAmortization Of Deferred Loan Origination Fees Net

$748K+213%

CLBKAmortization Of Deferred Loan Origination Fees Net

-$1.4M-0.7%

FBNCNet amortization of deferred loan costs/(fees)

$1.1M+2,139%

Questions, answered.

What is First Commonwealth Financial's net deferred fees — unearned deferred (fees) costs on loans?

First Commonwealth Financial (FCF) reported net deferred fees — unearned deferred (fees) costs on loans of $22.7M in Q1 2026.

How has First Commonwealth Financial's net deferred fees — unearned deferred (fees) costs on loans changed year-over-year?

First Commonwealth Financial's net deferred fees — unearned deferred (fees) costs on loans increased by 42.8% year-over-year, from $15.9M to $22.7M.

What does net deferred fees — unearned deferred (fees) costs on loans mean?

This metric represents the net balance of unearned fees and direct costs associated with the origination of loans that are deferred and amortized over the life of the loan. It reflects the accounting adjustment required to match the recognition of loan-related income and expenses with the actual duration of the credit exposure. Monitoring this balance provides insight into the timing of revenue recognition and the efficiency of the bank's loan origination process.