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First Bancorp FBNC Net amortization of deferred loan costs/(fees)

Net amortization of deferred loan costs/(fees) at other companies

Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
-$1.4M-0.7%
Sila Realty Trust logo
Sila Realty TrustSILA
$35K
Bank of Hawaii logo
Bank of HawaiiBOH
-$708K-436%
Center Bancorp logo
Center BancorpCNOB
$9.7M+5,443%
OFG Bancorp logo
OFG BancorpOFG
-$479K-300%
National Health Investors logo
National Health InvestorsNHI
$65K-36.9%

Other financials

Income statement

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Revenue$122.3M+15.6%
Net income$46.7M+28.2%
EPS (diluted)$1.13+28.4%

Balance sheet

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Cash & equivalents$598.0M-22.6%
Total debt$89.2M-16.1%
Total equity$1.7B+11.6%
Total assets$12.9B+4.1%

Cash flow

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Operating cash flow$61.2M+16.4%
CapEx$1.9M+673%
Free cash flow$59.3M+13.3%

Valuation

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Market cap$2.59B+40.7%

Profitability

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Net margin29.8%+5.8pp
FCF margin50.6%-17.1pp

Returns & leverage

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Return on equity7.6%+1.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept fbnc:IncreaseDecreaseInNetDeferredLoanCosts.

The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's net amortization of deferred loan costs/(fees)?
First Bancorp (FBNC) reported net amortization of deferred loan costs/(fees) of $1.1M in Q1 2026.
How has First Bancorp's net amortization of deferred loan costs/(fees) changed year-over-year?
First Bancorp's net amortization of deferred loan costs/(fees) increased by 2138.8% year-over-year, from $49K to $1.1M.
What is the long-term trend for First Bancorp's net amortization of deferred loan costs/(fees)?
Over 3 years (2022 to 2025), First Bancorp's net amortization of deferred loan costs/(fees) has grown at a 14.3% compound annual growth rate (CAGR), from $301K to -$450K.
What does net amortization of deferred loan costs/(fees) mean?
This reflects the net change in deferred loan origination costs and fees that are capitalized and amortized over the life of the loan. It represents the timing difference between cash outlays for origination and the recognition of these costs in the income statement. Changes in this metric can indicate shifts in loan origination volume or changes in the mix of loan products.