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Wintrust Financial WTFC FDIC assessments

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Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's FDIC assessments?
Wintrust Financial (WTFC) reported FDIC assessments of $10.99M in Q1 2026.
How has Wintrust Financial's FDIC assessments changed year-over-year?
Wintrust Financial's FDIC assessments increased by 0.6% year-over-year, from $10.93M to $10.99M.
What is the long-term trend for Wintrust Financial's FDIC assessments?
Over 4 years (2021 to 2025), Wintrust Financial's FDIC assessments has grown at a 12.9% compound annual growth rate (CAGR), from $27.03M to $43.88M.
What does FDIC assessments mean?
The cost paid to the government to insure customer deposits against bank failure.
How do you interpret FDIC assessments?
An increase typically signals growth in the deposit base or a change in the bank's risk assessment by regulators.
How does FDIC assessments compare across companies?
Highly comparable across all US commercial banks as it is a standardized regulatory requirement.