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Wintrust Financial WTFC FDIC assessments

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.71B+30.5%
P/E11.9×+0.8×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(Dollars in thousands, except per share data)Three Months Ended / June 30,2026Three Months Ended / June 30,2025Six Months Ended / June 30,2026Six Months Ended / June 30,2025
Advertising and marketing20,43218,76133,65031,033
Professional fees9,3429,24316,71718,287
Amortization of other acquisition-related intangible assets4,9215,5809,87911,198
FDIC insurance6,64010,97117,63021,897
Other real estate owned expense, net7865059931,148
Other39,04037,24378,00476,064
Total non-interest expense397,537381,461780,169747,551
Income before taxes317,964267,088618,904520,143

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's FDIC assessments?
Wintrust Financial (WTFC) reported FDIC assessments of $6.64M in Q2 2026.
How has Wintrust Financial's FDIC assessments changed year-over-year?
Wintrust Financial's FDIC assessments decreased by 39.5% year-over-year, from $10.97M to $6.64M.
What is the long-term trend for Wintrust Financial's FDIC assessments?
Over 4 years (2021 to 2025), Wintrust Financial's FDIC assessments has grown at a 12.9% compound annual growth rate (CAGR), from $27.03M to $43.88M.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. It is a recurring regulatory cost based on the bank's deposit base and risk profile.

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