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FDIC assessments at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$39M+2.6%
Associated Banc-Corp logo
Associated Banc-CorpASB
$10.6M+9.1%
UBS
United BanksharesUBSI
$4.55M+0.4%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.9M+24.4%
CTB
Community Trust BancorpCTBI
$751K+9.2%
Truist Financial logo
Truist FinancialTFC

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.28B+19.0%
Enterprise value$4.21B+32.4%
P/E11.3×-1.8×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's FDIC assessments?
United Community Banks (UCB) reported FDIC assessments of $4.33M in Q2 2026.
How has United Community Banks's FDIC assessments changed year-over-year?
United Community Banks's FDIC assessments decreased by 8.8% year-over-year, from $4.75M to $4.33M.
What is the long-term trend for United Community Banks's FDIC assessments?
Over 4 years (2021 to 2025), United Community Banks's FDIC assessments has grown at a 26.6% compound annual growth rate (CAGR), from $7.4M to $18.99M.
What does FDIC assessments mean?
This represents the mandatory premiums paid by a financial institution to the Federal Deposit Insurance Corporation to insure customer deposits. These assessments are a recurring regulatory cost essential for maintaining deposit insurance coverage and protecting the bank's liability structure. It serves as a key indicator of the regulatory burden associated with the bank's deposit base size and risk profile.

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