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Wintrust Financial WTFC Retained Earnings

Retained Earnings at other companies

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JPMorgan ChaseJPM
$428.21B+10.8%
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Fifth Third BankFITB
$25.25B+3.6%
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Old National BancorpONB
$2.58B+25.3%
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Truist FinancialTFC
$26.8B
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Regions FinancialRF
$10.52B+13.1%
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SouthStateSSB
$2.78B+33.6%

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's retained earnings?
Wintrust Financial (WTFC) reported retained earnings of $4.72B in Q1 2026.
How has Wintrust Financial's retained earnings changed year-over-year?
Wintrust Financial's retained earnings increased by 16.7% year-over-year, from $4.05B to $4.72B.
What is the long-term trend for Wintrust Financial's retained earnings?
Over 5 years (2020 to 2025), Wintrust Financial's retained earnings has grown at a 16.9% compound annual growth rate (CAGR), from $2.08B to $4.54B.
What does retained earnings mean?
The total historical profits kept in the business after paying dividends.
How do you interpret retained earnings?
An increase indicates profitable operations and reinvestment, while a decrease may signal net losses or significant dividend payouts.
How does retained earnings compare across companies?
Standard across all banking institutions; peers with higher growth rates typically show faster accumulation.