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Wintrust Financial WTFC Retained Earnings

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022

FAQ

What is Wintrust Financial's retained earnings?
Wintrust Financial (WTFC) reported retained earnings of $4.91B in Q2 2026.
How has Wintrust Financial's retained earnings changed year-over-year?
Wintrust Financial's retained earnings increased by 16.8% year-over-year, from $4.2B to $4.91B.
What is the long-term trend for Wintrust Financial's retained earnings?
Over 5 years (2020 to 2025), Wintrust Financial's retained earnings has grown at a 16.9% compound annual growth rate (CAGR), from $2.08B to $4.54B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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