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Old Second Bancorp OSBC Retained Earnings

Retained Earnings at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$445.02B+12.0%
Wintrust Financial logo
Wintrust FinancialWTFC
$4.91B+16.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$734.42M+5.1%
Old National Bancorp logo
Old National BancorpONB
$2.78B+30.5%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$505.05M+17.6%
Financial Institutions logo
Financial InstitutionsFISI
$451.48M+13.2%

Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M—
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.29B+46.4%
Enterprise value$1.53B—
P/E14×+3.4×
P/S3.4×+0.4×

Profitability

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Net margin24.2%-4.4pp
FCF margin37.3%+0.5pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×—

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045

FAQ

What is Old Second Bancorp's retained earnings?
Old Second Bancorp (OSBC) reported retained earnings of $583.7M in Q2 2026.
How has Old Second Bancorp's retained earnings changed year-over-year?
Old Second Bancorp's retained earnings increased by 15.5% year-over-year, from $505.42M to $583.7M.
What is the long-term trend for Old Second Bancorp's retained earnings?
Over 5 years (2020 to 2025), Old Second Bancorp's retained earnings has grown at a 17.8% compound annual growth rate (CAGR), from $236.58M to $537.23M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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