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Old Second Bancorp OSBC Retained Earnings

Retained Earnings at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$428.21B+10.8%
Wintrust Financial logo
Wintrust FinancialWTFC
$4.72B+16.7%
Northwest Bancshares logo
Northwest BancsharesNWBI
$710.35M+2.8%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$2.1B+14.2%
Old National Bancorp logo
Old National BancorpONB
$2.58B+25.3%
Financial Institutions logo
Financial InstitutionsFISI
$451.48M+13.2%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's retained earnings?
Old Second Bancorp (OSBC) reported retained earnings of $559.13M in Q1 2026.
How has Old Second Bancorp's retained earnings changed year-over-year?
Old Second Bancorp's retained earnings increased by 15.0% year-over-year, from $486.3M to $559.13M.
What is the long-term trend for Old Second Bancorp's retained earnings?
Over 5 years (2020 to 2025), Old Second Bancorp's retained earnings has grown at a 17.8% compound annual growth rate (CAGR), from $236.58M to $537.23M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.