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Wintrust Financial WTFC Community Banking — Benefits

Other segment segments

Specialty finance
$6.63M+12.3%
Wealth management
$2.63M+6.0%

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:EmployeeBenefits.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands) / Three Months Ended June 30, 2026:Community BankingSpecialty FinanceWealth ManagementTotal Operating SegmentsIntersegment EliminationsConsolidated
Non-interest expense:
Salaries100,75917,89110,819129,469406129,875
Commissions and incentive compensation37,32711,45413,68262,46362,463
Benefits32,4876,6312,63341,75141,751
Other segment expenses (1)139,40526,9199,577175,901(12,453)163,448
Total non-interest expense309,97862,89536,711409,584(12,047)397,537
Income before taxes225,70976,77915,476317,964317,964
Income tax expense64,27816,3163,67784,27184,271

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's community banking — benefits?
Wintrust Financial (WTFC) reported community banking — benefits of $32.49M in Q2 2026.
How has Wintrust Financial's community banking — benefits changed year-over-year?
Wintrust Financial's community banking — benefits increased by 1.2% year-over-year, from $32.11M to $32.49M.
What is the long-term trend for Wintrust Financial's community banking — benefits?
Over 3 years (2022 to 2025), Wintrust Financial's community banking — benefits has grown at a 10.0% compound annual growth rate (CAGR), from $91.88M to $122.42M.
What does community banking — benefits mean?
The costs associated with employee benefits for the community banking segment, including health insurance, retirement contributions, and other non-wage compensation. This is a critical component of the total cost of human capital. It generally scales with the size of the workforce.

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