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Wintrust Financial WTFC Community Banking — Goodwill

Other segment segments

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$72M0.0%
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$48.8M+27.1%

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(In thousands)December 31, 2025Goodwill AcquiredImpairment LossGoodwill AdjustmentsJune 30,2026
Community banking$687,754$(11,331)$676,423
Specialty finance38,21110,59048,801
Wealth management71,99571,995
Total$797,960$(741)$797,219

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's community banking — goodwill?
Wintrust Financial (WTFC) reported community banking — goodwill of $676.42M in Q2 2026.
How has Wintrust Financial's community banking — goodwill changed year-over-year?
Wintrust Financial's community banking — goodwill decreased by 1.6% year-over-year, from $687.75M to $676.42M.
What is the long-term trend for Wintrust Financial's community banking — goodwill?
Over 4 years (2021 to 2025), Wintrust Financial's community banking — goodwill has grown at a 6.3% compound annual growth rate (CAGR), from $2.15B to $2.75B.
What does community banking — goodwill mean?
Represents the total value of goodwill allocated to the community banking segment resulting from past business acquisitions. It reflects the premium paid over the fair value of net identifiable assets, indicating the segment's historical growth through M&A activity.

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