What is NBT Bancorp's banking — goodwill?

NBT Bancorp (NBTB) reported banking — goodwill of $414.87M in Q2 2026.

How has NBT Bancorp's banking — goodwill changed year-over-year?

NBT Bancorp's banking — goodwill decreased by 0.2% year-over-year, from $415.66M to $414.87M.

What does banking — goodwill mean?

Represents the intangible asset created when the banking segment acquires another company for a price higher than the fair market value of its net identifiable assets. It reflects the premium paid for brand reputation, customer base, and synergies.

NBT Bancorp (NBTB) Banking — Goodwill

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Other segment segments

Retirement Plan Administration

$23.88M0.0%

All Other Segments

$14.54M0.0%

Similar metrics at other companies

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NEWTBanking — Goodwill

$271K0.0%

HTHBanking — Goodwill

$247.37M0.0%

ACNBBanking — Goodwill

$56.06M0.0%

ALRSBanking — Goodwill

$74.11M0.0%

TMPBanking — Goodwill

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Other financials

Income statement

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Revenue$186.7M+9.1%

Net income$53.0M+136%

EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%

Total debt$316.4M+180%

Total equity$1.9B+7.7%

Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%

CapEx$1.4M-41.6%

Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%

Enterprise value$2.77B+62.3%

P/E12.9×-3.2×

P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp

FCF margin33.1%+4.8pp

Returns & leverage

See full

Return on equity11.4%+3.3pp

Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:04 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001140361-26-031820

(In thousands, except share and per share data)	June 30, 2026	December 31, 2025
Less allowance for loan losses	140,500	138,000
Net loans	$11,733,581	$11,460,114
Premises and equipment, net	98,119	99,277
Goodwill	453,278	453,278
Intangible assets, net	51,117	57,656
Bank owned life insurance	314,806	317,733
Other assets	405,839	399,910
Total assets	$16,214,957	$15,995,121

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — goodwill?: NBT Bancorp (NBTB) reported banking — goodwill of $414.87M in Q2 2026.
How has NBT Bancorp's banking — goodwill changed year-over-year?: NBT Bancorp's banking — goodwill decreased by 0.2% year-over-year, from $415.66M to $414.87M.
What does banking — goodwill mean?: Represents the intangible asset created when the banking segment acquires another company for a price higher than the fair market value of its net identifiable assets. It reflects the premium paid for brand reputation, customer base, and synergies.