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ACNB ACNB Banking — Goodwill

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Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$645.69M+42.7%
Enterprise value$931.21M+27.1%
P/E11.8×-6.1×
P/S3.2×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(In thousands) / Three Months Ended June 30, 2026BankingInsuranceOther1Consolidated
Income tax expense (benefit)3,981205(152)4,034
Net income (loss)$15,260$522$(568)$15,214
Total assets$3,303,705$19,556$(4,398)$3,318,863
Goodwill$56,064$8,385$64,449
Capital expenditures$516$516
Three Months Ended June 30, 2025
Interest and dividend income$41,576$1$(1)$41,576
Noninterest income5,7752,908(1)8,682

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's banking — goodwill?
ACNB (ACNB) reported banking — goodwill of $56.06M in Q2 2026.
How has ACNB's banking — goodwill changed year-over-year?
ACNB's banking — goodwill decreased by 0.0% year-over-year, from $56.06M to $56.06M.
What is the long-term trend for ACNB's banking — goodwill?
Over 2 years (2023 to 2025), ACNB's banking — goodwill has grown at a 25.1% compound annual growth rate (CAGR), from $143.2M to $224.26M.
What does banking — goodwill mean?
Represents the intangible asset value arising from the acquisition of other banking entities where the purchase price exceeds the fair market value of net identifiable assets. It reflects the premium paid for brand reputation, customer relationships, and market synergy within the banking segment.

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