How has NBT Bancorp's retirement plan administration — goodwill changed year-over-year?

NBT Bancorp's retirement plan administration — goodwill decreased by 0.0% year-over-year, from $23.88M to $23.88M.

What does retirement plan administration — goodwill mean?

Represents the intangible value arising from the acquisition of businesses within the retirement plan administration segment, reflecting the premium paid over the fair value of net assets. It is a key indicator of historical inorganic growth and potential impairment risk.

NBT Bancorp (NBTB) Retirement Plan Administration — Goodwill

Screener

Other segment segments

Banking

$414.87M-0.2%

All Other Segments

$14.54M0.0%

Similar metrics at other companies

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$91M0.0%

MORNMorningstar Retirement Segment — Goodwill

$93.5M0.0%

ALRSRetirement And Benefit Services — Goodwill

$11.52M0.0%

CWHGood Sam Services And Plans — Goodwill

$25.8M0.0%

STZConstellationwinesandspirits — Goodwill

$5.23B+2.1%

DYCommunications — Goodwill

$332.65M—

Other financials

Income statement

See full

Revenue$186.7M+9.1%

Net income$53.0M+136%

EPS (diluted)$1.02+132%

Balance sheet

See full

Cash & equivalents$294.7M-45.6%

Total debt$316.4M+180%

Total equity$1.9B+7.7%

Total assets$16.2B+1.2%

Cash flow

See full

Operating cash flow$61.9M+33.2%

CapEx$1.4M-41.6%

Free cash flow$60.5M+37.1%

Valuation

See full

Market cap$2.75B+28.7%

Enterprise value$2.77B+62.3%

P/E12.9×-3.2×

P/S3.7×+0.3×

Profitability

See full

Net margin28.8%+7.4pp

FCF margin33.1%+4.8pp

Returns & leverage

See full

Return on equity11.4%+3.3pp

Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:04 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001140361-26-031820

(In thousands, except share and per share data)	June 30, 2026	December 31, 2025
Less allowance for loan losses	140,500	138,000
Net loans	$11,733,581	$11,460,114
Premises and equipment, net	98,119	99,277
Goodwill	453,278	453,278
Intangible assets, net	51,117	57,656
Bank owned life insurance	314,806	317,733
Other assets	405,839	399,910
Total assets	$16,214,957	$15,995,121

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's retirement plan administration — goodwill?: NBT Bancorp (NBTB) reported retirement plan administration — goodwill of $23.88M in Q2 2026.
How has NBT Bancorp's retirement plan administration — goodwill changed year-over-year?: NBT Bancorp's retirement plan administration — goodwill decreased by 0.0% year-over-year, from $23.88M to $23.88M.
What does retirement plan administration — goodwill mean?: Represents the intangible value arising from the acquisition of businesses within the retirement plan administration segment, reflecting the premium paid over the fair value of net assets. It is a key indicator of historical inorganic growth and potential impairment risk.