What is Block's loans held for investment, net?

Block (XYZ) reported loans held for investment, net of $3.43B in Q1 2026.

What does loans held for investment, net mean?

These are loans originated by the company that it intends to hold on its own balance sheet to earn interest income over time, net of any allowances for credit losses. Unlike receivables intended for sale, these represent a long-term commitment to the credit quality of the underlying borrowers. This metric is essential for evaluating the company's credit risk profile and the sustainability of its interest-based revenue.

Block XYZ Loans held for investment, net

Loans held for investment, net at other companies

Blue Ridge BanksharesBRBS

$1.81B-10.9%

Eightco Holdings Inc.ORBS

$4.48M—

Blue Ridge BanksharesBRBS

$1.83B-11.0%

ESQ

Esquire Financial Holdings, Inc.ESQ

$1.79B+28.3%

American Assets TrustAAT

$6.73M-5.3%

AFC

AFC Gamma, Inc.AFCG

$253.63M-13.5%

Other financials

Income statement

See full

Revenue$6.1B+4.9%

Gross profit$2.9B+27.1%

Operating income-$172.0M-152%

Net income-$308.7M-263%

EPS (diluted)-$0.52-273%

Balance sheet

See full

Cash & equivalents$13.5B+3.1%

Total debt$6.0B+10.9%

Total equity$21.7B+1.1%

Total assets$40.0B+9.9%

Cash flow

See full

Operating cash flow$965.6M+624%

CapEx$30.6M-4.1%

Free cash flow$935.0M+822%

Valuation

See full

Market cap$45.23B+17.2%

Enterprise value$37.76B+24.2%

P/E56.1×+43.0×

P/S1.9×+0.2×

Profitability

See full

Gross margin44.9%+6.9pp

Operating margin4.9%+0.9pp

Net margin3.3%-7.6pp

FCF margin13.3%+8.3pp

Returns & leverage

See full

Return on equity3.7%-9.2pp

Debt / equity0.3×0.0×

Current ratio2×-0.3×

Where this comes from

Reported directly by Block in its filing.

Tagged under the XBRL concept xyz:FinancingReceivableHeldForInvestmentNet.

The official record: Block’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Block's loans held for investment, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Block's loans held for investment, net?: Block (XYZ) reported loans held for investment, net of $3.43B in Q1 2026.
What does loans held for investment, net mean?: These are loans originated by the company that it intends to hold on its own balance sheet to earn interest income over time, net of any allowances for credit losses. Unlike receivables intended for sale, these represent a long-term commitment to the credit quality of the underlying borrowers. This metric is essential for evaluating the company's credit risk profile and the sustainability of its interest-based revenue.