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Zions Bancorporation ZION CB&T — Noninterest Expense

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
Occupancy and equipment, net779888
Other direct expenses 2131612111011
Indirect/allocated expenses908162567064
Total noninterest expense149142118109118114
Income (loss) before taxes$79$83$92$102$77$56
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$15,358$15,008$15,398$15,176$14,740$14,158
Total average deposits21,12920,82715,89315,21015,35514,573

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's CB&T — noninterest expense?
Zions Bancorporation (ZION) reported CB&T — noninterest expense of $118M in Q2 2026.
How has Zions Bancorporation's CB&T — noninterest expense changed year-over-year?
Zions Bancorporation's CB&T — noninterest expense increased by 8.3% year-over-year, from $109M to $118M.
What is the long-term trend for Zions Bancorporation's CB&T — noninterest expense?
Over 4 years (2021 to 2025), Zions Bancorporation's CB&T — noninterest expense has grown at a 8.6% compound annual growth rate (CAGR), from $311M to $433M.
What does CB&T — noninterest expense mean?
The total operating costs incurred by the segment, excluding interest expense on deposits and borrowings. This includes personnel costs, technology investments, occupancy, and allocated corporate overhead. It is a primary measure of the segment's operational efficiency and cost management discipline.

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