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NBT Bancorp NBTB Banking — Noninterest Expense

Other segment segments

Retirement Plan Administration
$10.89M+5.3%
All Other Segments
$97K+16.9%

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Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's banking — noninterest expense?
NBT Bancorp (NBTB) reported banking — noninterest expense of $101.24M in Q1 2026.
How has NBT Bancorp's banking — noninterest expense changed year-over-year?
NBT Bancorp's banking — noninterest expense increased by 13.1% year-over-year, from $89.48M to $101.24M.
What is the long-term trend for NBT Bancorp's banking — noninterest expense?
Over 3 years (2022 to 2025), NBT Bancorp's banking — noninterest expense has grown at a 14.7% compound annual growth rate (CAGR), from $265.11M to $400.38M.
What does banking — noninterest expense mean?
The total aggregate of all operating costs incurred by the banking segment, excluding interest expense. This is a primary measure of the bank's operational efficiency and cost management discipline.