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Zions Bancorporation ZION NBAZ — Income (loss) before income taxes

Other segment segments

Zions Bank
$79M-4.8%
TCBNW
$9M

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
Other direct expenses 2365443
Indirect/allocated expenses292625241817
Total noninterest expense494845433634
Income (loss) before taxes$32$31$23$19$6$13
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$5,710$5,575$3,803$3,737$3,765$3,871
Total average deposits7,2096,8637,5157,1323,4763,366
TCBNWOtherConsolidated Bank

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's NBAZ — income (loss) before income taxes?
Zions Bancorporation (ZION) reported NBAZ — income (loss) before income taxes of $32M in Q2 2026.
How has Zions Bancorporation's NBAZ — income (loss) before income taxes changed year-over-year?
Zions Bancorporation's NBAZ — income (loss) before income taxes increased by 3.2% year-over-year, from $31M to $32M.
What is the long-term trend for Zions Bancorporation's NBAZ — income (loss) before income taxes?
Over 4 years (2021 to 2025), Zions Bancorporation's NBAZ — income (loss) before income taxes has grown at a 0.0% compound annual growth rate (CAGR), from $126M to $126M.
What does NBAZ — income (loss) before income taxes mean?
The pre-tax profitability of the regional segment, calculated as total revenues minus noninterest expenses and the provision for credit losses. This metric isolates the segment's contribution to the bank's bottom line before the impact of corporate tax rates. It is the key indicator of the segment's financial performance and economic viability.

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