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Zions Bancorporation ZION NSB — Income (loss) before income taxes

Other segment segments

Zions Bank
$79M-4.8%
TCBNW
$9M

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
Other direct expenses 2365443
Indirect/allocated expenses292625241817
Total noninterest expense494845433634
Income (loss) before taxes$32$31$23$19$6$13
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$5,710$5,575$3,803$3,737$3,765$3,871
Total average deposits7,2096,8637,5157,1323,4763,366
TCBNWOtherConsolidated Bank

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's NSB — income (loss) before income taxes?
Zions Bancorporation (ZION) reported NSB — income (loss) before income taxes of $23M in Q2 2026.
How has Zions Bancorporation's NSB — income (loss) before income taxes changed year-over-year?
Zions Bancorporation's NSB — income (loss) before income taxes increased by 21.1% year-over-year, from $19M to $23M.
What is the long-term trend for Zions Bancorporation's NSB — income (loss) before income taxes?
Over 3 years (2021 to 2025), Zions Bancorporation's NSB — income (loss) before income taxes has grown at a 0.7% compound annual growth rate (CAGR), from $90M to $92M.
What does NSB — income (loss) before income taxes mean?
Measures the profitability of a business segment before accounting for income tax expenses. It is calculated as total segment revenue minus total operating expenses and provisions for credit losses. This provides a clear view of the segment's core financial performance and contribution to the parent company's bottom line.

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