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Zions Bancorporation ZION TCBNW — Provision for Credit Losses

Other segment segments

Zions Bank
$6M0.0%

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
(In millions)202620252026202520262025
SELECTED INCOME STATEMENT DATA
Net interest income 1$21$18$1$(3)$677$648
Provision for credit losses223(1)
Net interest income after provision for credit losses19161(3)674649
Noninterest income2228830460190
Noninterest expense:
Salaries and employee benefits33209203344336

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's TCBNW — provision for credit losses?
Zions Bancorporation (ZION) reported TCBNW — provision for credit losses of $2M in Q2 2026.
What does TCBNW — provision for credit losses mean?
The amount of earnings set aside to cover potential future losses from the segment's loan portfolio, reflecting management's assessment of credit risk. An increase in this metric typically signals expectations of deteriorating credit quality or growth in the loan book. It is a critical indicator of the segment's risk management and the overall health of its lending activities.

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