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Zions Bancorporation ZION Zions Bank — Provision for Credit Losses

Other segment segments

TCBNW
$2M

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
SELECTED INCOME STATEMENT DATA
Net interest income 1$187$182$164$161$147$137
Provision for credit losses66(8)(18)210
Net interest income after provision for credit losses181176172179145127
Noninterest income474938325043
Noninterest expense:
Salaries and employee benefits363434332829
Technology, telecom, and information processing341122

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's zions bank — provision for credit losses?
Zions Bancorporation (ZION) reported zions bank — provision for credit losses of $6M in Q2 2026.
How has Zions Bancorporation's zions bank — provision for credit losses changed year-over-year?
Zions Bancorporation's zions bank — provision for credit losses decreased by 0.0% year-over-year, from $6M to $6M.
What is the long-term trend for Zions Bancorporation's zions bank — provision for credit losses?
Over 2 years (2022 to 2025), Zions Bancorporation's zions bank — provision for credit losses has grown at a -42.3% compound annual growth rate (CAGR), from $42M to $14M.
What does zions bank — provision for credit losses mean?
This is the expense set aside by the segment to cover potential future losses on loans and leases. It is a forward-looking estimate based on the credit quality of the loan portfolio and macroeconomic conditions. This metric is a critical indicator of the bank's risk management and credit quality assessment.

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