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Zions Bancorporation ZION Vectra — Average Loans And Leases

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:AverageLoansAndLeases.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
Total noninterest expense494845433634
Income (loss) before taxes$32$31$23$19$6$13
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$5,710$5,575$3,803$3,737$3,765$3,871
Total average deposits7,2096,8637,5157,1323,4763,366
TCBNWOtherConsolidated Bank
(In millions)202620252026202520262025
SELECTED INCOME STATEMENT DATA

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's vectra — average loans and leases?
Zions Bancorporation (ZION) reported vectra — average loans and leases of $3.77B in Q2 2026.
How has Zions Bancorporation's vectra — average loans and leases changed year-over-year?
Zions Bancorporation's vectra — average loans and leases decreased by 2.7% year-over-year, from $3.87B to $3.77B.
What does vectra — average loans and leases mean?
This is the average balance of the loan and lease portfolio held by the segment over a specific period. It reflects the scale of the segment's lending activity and its primary interest-earning asset base. This metric is essential for calculating yield and assessing the segment's market penetration in its target lending sectors.

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