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Zions Bancorporation ZION Vectra — Income (loss) before income taxes

Other segment segments

Zions Bank
$79M-4.8%
TCBNW
$9M

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
Other direct expenses 2365443
Indirect/allocated expenses292625241817
Total noninterest expense494845433634
Income (loss) before taxes$32$31$23$19$6$13
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$5,710$5,575$3,803$3,737$3,765$3,871
Total average deposits7,2096,8637,5157,1323,4763,366
TCBNWOtherConsolidated Bank

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's vectra — income (loss) before income taxes?
Zions Bancorporation (ZION) reported vectra — income (loss) before income taxes of $6M in Q2 2026.
How has Zions Bancorporation's vectra — income (loss) before income taxes changed year-over-year?
Zions Bancorporation's vectra — income (loss) before income taxes decreased by 53.8% year-over-year, from $13M to $6M.
What is the long-term trend for Zions Bancorporation's vectra — income (loss) before income taxes?
Over 4 years (2021 to 2025), Zions Bancorporation's vectra — income (loss) before income taxes has grown at a -15.3% compound annual growth rate (CAGR), from $68M to $35M.
What does vectra — income (loss) before income taxes mean?
This represents the segment's total revenue minus all operating expenses and provision for credit losses, prior to the application of corporate income taxes. It serves as the definitive measure of the segment's pre-tax contribution to the overall bank's bottom line. It is the key indicator of the segment's financial performance and economic viability.

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