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Zions Bancorporation ZION Vectra — Noninterest Expense

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
Occupancy and equipment, net323333
Other direct expenses 2365443
Indirect/allocated expenses292625241817
Total noninterest expense494845433634
Income (loss) before taxes$32$31$23$19$6$13
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$5,710$5,575$3,803$3,737$3,765$3,871
Total average deposits7,2096,8637,5157,1323,4763,366

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's vectra — noninterest expense?
Zions Bancorporation (ZION) reported vectra — noninterest expense of $36M in Q2 2026.
How has Zions Bancorporation's vectra — noninterest expense changed year-over-year?
Zions Bancorporation's vectra — noninterest expense increased by 5.9% year-over-year, from $34M to $36M.
What is the long-term trend for Zions Bancorporation's vectra — noninterest expense?
Over 4 years (2021 to 2025), Zions Bancorporation's vectra — noninterest expense has grown at a 4.5% compound annual growth rate (CAGR), from $114M to $136M.
What does vectra — noninterest expense mean?
This is the total of all operating expenses incurred by the segment, excluding interest expense. It encompasses personnel costs, occupancy, technology, and allocated corporate overhead. This metric is the primary measure of the segment's operational cost structure and efficiency.

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