What is ZipRecruiter's allowance for credit losses?

ZipRecruiter (ZIP) reported allowance for credit losses of $0 in Q1 2026.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

ZipRecruiter ZIP Allowance for credit losses

Allowance for credit losses at other companies

Aebi Schmidt Holding AG Common StockAEBI

$19.23M+30.2%

Sharplink, Inc. SBET

$459K+1,539%

CNB FinancialCCNE

$67.06M+41.6%

Peoples Financial ServicesPFIS

$39.59M-3.6%

Mid Penn BancorpMPB

$41.11M+14.7%

Eastern Bankshares, Inc.EBC

$327.89M+46.2%

Other financials

Income statement

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Revenue$107.5M-2.3%

Gross profit$95.6M-2.9%

Operating income-$1.5M+86.7%

Net income-$4.7M+63.1%

EPS (diluted)-$0.06+53.8%

Balance sheet

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Cash & equivalents$251.0M+13.5%

Total debt$557.4M+0.9%

Total equity-$83.8M-640%

Total assets$551.2M-12.4%

Cash flow

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Operating cash flow-$3.5M+64.8%

CapEx$140.0K-52.5%

Free cash flow-$3.6M+64.5%

Valuation

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Market cap$323.64M-30.5%

Enterprise value$630.04M-20.9%

P/S0.7×-0.3×

Profitability

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Gross margin89.1%-0.4pp

Operating margin3.7%-9.4pp

Net margin-5.6%+2.9pp

FCF margin3.7%-3.4pp

Returns & leverage

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Return on equity-118%-383pp

Debt / equity41×-25.5×

Current ratio7.3×+0.3×

Where this comes from

Reported directly by ZipRecruiter in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: ZipRecruiter’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ZipRecruiter's allowance for credit losses?: ZipRecruiter (ZIP) reported allowance for credit losses of $0 in Q1 2026.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.