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Arch Capital Group

ACGL and ACGLNNASDAQStock Fundamentals

Arch Capital Group Ltd. is a leading global specialty insurer and reinsurer that provides a diverse range of property, casualty, and mortgage insurance solutions. The company focuses on specialty lines where underwriting expertise and strategic analytics drive profitability across varying market cycles. Its core value proposition centers on disciplined risk selection and a strong capital base unencumbered by significant legacy liabilities.

Market Cap$32.7B
Revenue TTM$19.8B
Net Income TTM$4.9B
P/E Ratio6.70
Net Margin24.63%
EPS TTM$13.00
Free Cash Flow TTM$5.9B
Employees5.8K
CEONicolas Alain Emmanuel Papadopoulo
CountryBermuda
Financial Services
Insurance - Diversified
SegmentsInsurance, Reinsurance, Mortgage Insurance
Business ModelsUnderwriting, Risk Management, B2B, B2G
Most Recent EarningsApr 28, 2026 · 19 days agoQ1 2026
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Next EarningsJul 28, 2026 · in 2 monthsAfter Market Close · Q2 2026

Financials

Based on Q1 2026 filing

ROE21.31%
D/E9.92%
Total Debt$2.4B
Cash$1.8B
CapEx TTM$43.0M

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Insurance

major

Focuses on specialty lines of insurance where underwriting expertise makes a meaningful difference. Operations are conducted globally across admitted and non-admitted platforms, including Lloyd's of London.

Products

Professional Lines, Executive Assurance, Healthcare, Construction and National Accounts, Excess and Surplus Casualty, Lenders Mortgage Insurance, Entertainment Insurance

Customers

Middle market companies, Large corporations, Professional service firms, Healthcare providers

Reinsurance

major

Provides treaty and facultative reinsurance on a proportional and non-proportional basis. The segment emphasizes disciplined underwriting and a low cost structure, utilizing actuaries at the front-end of the underwriting process.

Products

Specialty Reinsurance, Property Catastrophe Reinsurance, Casualty Clash, Casualty Facultative Reinsurance, Property Facultative Reinsurance, Life Reinsurance

Customers

Primary insurance companies, Ceding companies

Mortgage

major

Provides mortgage insurance and reinsurance globally, including participation in government-sponsored enterprise (GSE) credit risk-sharing transactions. The segment leverages a proprietary technology platform to manage credit risk.

Products

Direct Mortgage Insurance, Lenders Mortgage Insurance (LMI), GSE Credit Risk-Sharing Transactions, Significant Risk Transfer (SRT) Transactions, Quota Share Reinsurance

Customers

National and regional banks, Mortgage originators, Government Sponsored Enterprises (Fannie Mae, Freddie Mac), Mortgage lenders

Segment Financials

Insurance — Underwriting Income Loss Segment

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Insurance — Other Expenses

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Insurance — Other Operating Expenses

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Reinsurance — Direct

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Insurance — Ceded Premiums Written

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Reinsurance — Assumed

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Mortgage — Liabilities for losses and loss adjustment expenses, net of reinsurance

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Mortgage — Unpaid losses and loss adjustment expenses recoverable

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Mortgage — Dividends available for payment in 2025, total

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Business Overview

Competitive Position

A leading global specialty insurer and reinsurer with a significant presence in the U.S. mortgage insurance market and a member of the S&P 500 index.

Geographies

Global, United States, Bermuda, United Kingdom, Europe, Australia, Canada

Customer Segments

Financial Institutions, Enterprise, Government Agencies

Upstream Dependencies

Capital markets, Independent retail and wholesale brokers, Actuarial data providers, Retrocessionaires

Downstream Customers

Mortgage lenders, Commercial enterprises, Primary insurers, Government Sponsored Enterprises

Competitors & Partners

Partners

L

Lloyd's of London

Insurance market platform where Arch operates syndicates

N

Natixis

French financial services firm from which Arch purchased equity in Coface

Subsidiaries

A

Arch Reinsurance Ltd.

Bermuda-based reinsurance subsidiary

A

Arch Mortgage Insurance Company

U.S. primary mortgage insurance provider

U

United Guaranty Corporation

Acquired mortgage insurance provider

S

Somerset Bridge Group Limited

Acquired motor insurance managing general agent

M

McNeil & Company, Inc.

Specialized risk manager and program administrator

C

Coface SA

Strategic investment in trade credit insurance (29.5% ownership)

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Arch Capital Group FAQ

Common questions about Arch Capital Group

Arch Capital Group Ltd. is a leading global specialty insurer and reinsurer that provides a diverse range of property, casualty, and mortgage insurance solutions. The company focuses on specialty lines where underwriting expertise and strategic analytics drive profitability across varying market cycles. Its core value proposition centers on disciplined risk selection and a strong capital base unencumbered by significant legacy liabilities.

Arch Capital Group (ACGL) has a market capitalization of $32.7B and trades on NASDAQ.

Arch Capital Group generated $19.8B in trailing twelve-month revenue with net income of $4.9B, representing a net margin of 24.6%, with free cash flow of $5.9B. These figures are based on the Q1 2026 filing.

Arch Capital Group's key competitors include Chubb Limited, Everest Group Ltd., American International Group, Inc., and others. These companies compete in similar markets and product categories.

Arch Capital Group has approximately 5,800 employees.