Business Segments · Change in unearned premiums

Mortgage — Change in unearned premiums

Arch Capital Group Mortgage — Change in unearned premiums decreased by 21.7% to $18.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 47.1%, from $34.00M to $18.00M. Over 4 years (FY 2021 to FY 2025), Mortgage — Change in unearned premiums shows an upward trend with a 49.6% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026

How to read this metric

A significant increase may indicate rapid growth in new business, while a decrease suggests a slowdown in new policy issuance or a shift in policy duration.

Detailed definition

Reflects the adjustment to premium revenue that has been written but not yet earned over the policy period. This metric...

Peer comparison

Standard accounting adjustment for all insurance entities under GAAP/IFRS.

Metric ID: acgl_segment_mortgage_change_in_unearned_premiums

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$1.63M$11.24M$11.62M$1.42M$1.88M$5.89M$17.60M$35.00M$29.00M$22.00M$20.00M$28.00M$31.00M$31.00M$29.00M$34.00M$28.00M$27.00M$23.00M$18.00M
QoQ Change+791.6%+3.4%-87.8%+33.0%+212.6%+198.9%+98.9%-17.1%-24.1%-9.1%+40.0%+10.7%+0.0%-6.5%+17.2%-17.6%-3.6%-14.8%-21.7%
YoY Change+215.9%-47.6%+51.5%>999%>999%+273.6%+13.6%-20.0%+6.9%+40.9%+45.0%+21.4%-9.7%-12.9%-20.7%-47.1%
Range-$1.63M$35.00M
CAGR+65.9%
Avg YoY Growth+270.0%
Median YoY Growth+17.5%
Current Streak4 quarters decline

Frequently Asked Questions

What is Arch Capital Group's mortgage — change in unearned premiums?
Arch Capital Group (ACGL) reported mortgage — change in unearned premiums of $18.00M in Q1 2026.
How has Arch Capital Group's mortgage — change in unearned premiums changed year-over-year?
Arch Capital Group's mortgage — change in unearned premiums decreased by 47.1% year-over-year, from $34.00M to $18.00M.
What is the long-term trend for Arch Capital Group's mortgage — change in unearned premiums?
Over 4 years (2021 to 2025), Arch Capital Group's mortgage — change in unearned premiums has grown at a 49.6% compound annual growth rate (CAGR), from $22.35M to $112.00M.
What does mortgage — change in unearned premiums mean?
The adjustment for premiums collected but not yet earned due to the timing of policy coverage.