Business Segments · Direct

Mortgage — Direct

Arch Capital Group Mortgage — Direct remained flat by 0.0% to $271.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.8%, from $282.50M to $271.75M. Over 4 years (FY 2021 to FY 2025), Mortgage — Direct shows a downward trend with a -2.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

Growth in direct premiums indicates strong market share and effective distribution channels.

Detailed definition

The total amount of insurance premiums written directly by the company without the involvement of reinsurance intermedia...

Peer comparison

Standard metric for insurance companies to measure organic market presence.

Metric ID: acgl_segment_mortgage_direct

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$1.21B$1.26B$1.16B$1.13B$1.09B
YoY Change+3.5%-7.6%-2.7%-3.8%
Range$1.09B$1.26B
CAGR-2.7%
Avg YoY Growth-2.6%
Median YoY Growth-3.2%
Current Streak3 years decline

Frequently Asked Questions

What is Arch Capital Group's mortgage — direct?
Arch Capital Group (ACGL) reported mortgage — direct of $271.75M in Q4 2025.
How has Arch Capital Group's mortgage — direct changed year-over-year?
Arch Capital Group's mortgage — direct decreased by 3.8% year-over-year, from $282.50M to $271.75M.
What is the long-term trend for Arch Capital Group's mortgage — direct?
Over 4 years (2021 to 2025), Arch Capital Group's mortgage — direct has grown at a -2.7% compound annual growth rate (CAGR), from $1.21B to $1.09B.
What does mortgage — direct mean?
Premiums generated from policies sold directly to the primary insured party.