Products & Services · Year Four

Property catastrophe — Year Four

Arch Capital Group Property catastrophe — Year Four decreased by 35.1% to 138.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 35.1%, from 213.9% to 138.8%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

A negative value indicates favorable reserve development, while a positive value suggests adverse development requiring reserve strengthening.

Detailed definition

Represents the net loss development or reserve adjustment for property catastrophe reinsurance contracts four years afte...

Peer comparison

Commonly reported by reinsurers as 'prior year reserve development' by accident year.

Metric ID: acgl_segment_property_catastrophe_year_four

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value-14.2%-115.6%-41.9%213.9%138.8%
QoQ Change-714.1%+63.8%+610.5%-35.1%
YoY Change-714.1%+63.8%+610.5%-35.1%
Range-115.6%213.9%
CAGR+877.5%
Avg YoY Growth-18.7%
Median YoY Growth+14.3%

Frequently Asked Questions

What is Arch Capital Group's property catastrophe — year four?
Arch Capital Group (ACGL) reported property catastrophe — year four of 138.8% in Q4 2025.
How has Arch Capital Group's property catastrophe — year four changed year-over-year?
Arch Capital Group's property catastrophe — year four decreased by 35.1% year-over-year, from 213.9% to 138.8%.
What does property catastrophe — year four mean?
The net change in estimated losses for property catastrophe policies four years after they were written.