Operating Expenses

Provision for Credit Losses

ACRES Commercial Realty Provision for Credit Losses increased by 25.2% to -$967.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 43.7%, from -$1.72M to -$967.00K. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a -28.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026May 6, 2026

How to read this metric

An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.

Detailed definition

This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...

Peer comparison

Standard for all lenders and credit card issuers.

Metric ID: provision_for_credit_losses

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$10.34M$537.00K-$5.82M-$1.80M$524.00K$2.62M$10.95M$5.10M$2.70M$1.98M$1.12M$4.90M$1.34M-$291.00K-$1.72M-$780.00K-$3.96M-$1.29M-$967.00K
QoQ Change+105.2%<-999%+69.0%+129.1%+400.0%+318.1%-53.5%-47.0%-26.6%-43.4%+336.0%-72.7%-121.8%-490.0%+54.6%-407.7%+67.4%+25.2%
YoY Change+105.1%+387.9%+288.4%+382.8%+415.3%-24.3%-89.7%-3.9%-50.5%-114.7%-135.1%-158.3%<-999%+43.7%
Range-$10.34M$10.95M
CAGR-40.9%
Avg YoY Growth-15.3%
Median YoY Growth-14.1%
Current Streak2 quarters growth

Frequently Asked Questions

What is ACRES Commercial Realty's provision for credit losses?
ACRES Commercial Realty (ACR) reported provision for credit losses of -$967.00K in Q1 2026.
How has ACRES Commercial Realty's provision for credit losses changed year-over-year?
ACRES Commercial Realty's provision for credit losses increased by 43.7% year-over-year, from -$1.72M to -$967.00K.
What is the long-term trend for ACRES Commercial Realty's provision for credit losses?
Over 3 years (2021 to 2025), ACRES Commercial Realty's provision for credit losses has grown at a -28.6% compound annual growth rate (CAGR), from -$21.26M to -$7.75M.
What does provision for credit losses mean?
The amount of money set aside to cover potential losses from unpaid loans.