Accident And Health Insurance — Net earned premiums
Aflac Accident And Health Insurance — Net earned premiums remained flat by 0.0% to $2.92B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.1%, from $2.92B to $2.92B. Over 4 years (FY 2021 to FY 2025), Accident And Health Insurance — Net earned premiums shows a downward trend with a -5.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates sustainable growth in the core health insurance business, while a decrease suggests shrinking market share or increased reliance on reinsurance.
Detailed definition
Represents the total earned premiums for the health insurance segment after accounting for both ceded premiums and assum...
Peer comparison
Standard industry metric known as Net Earned Premiums (NEP), used universally for performance benchmarking.
afl_segment_health_insurance_net_earned_premiumsHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $14.69B | $12.91B | $12.15B | $11.69B | $11.67B |
| YoY Change | — | -12.1% | -5.9% | -3.8% | -0.1% |
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Frequently Asked Questions
- What is Aflac's accident and health insurance — net earned premiums?
- Aflac (AFL) reported accident and health insurance — net earned premiums of $2.92B in Q4 2025.
- How has Aflac's accident and health insurance — net earned premiums changed year-over-year?
- Aflac's accident and health insurance — net earned premiums decreased by 0.1% year-over-year, from $2.92B to $2.92B.
- What is the long-term trend for Aflac's accident and health insurance — net earned premiums?
- Over 4 years (2021 to 2025), Aflac's accident and health insurance — net earned premiums has grown at a -5.6% compound annual growth rate (CAGR), from $14.69B to $11.67B.
- What does accident and health insurance — net earned premiums mean?
- The final amount of premium revenue retained by the company after all reinsurance transactions are settled.