Nonperforming Loans and Leases Percentage
Affirm Holdings, Inc. Nonperforming Loans and Leases Percentage decreased by 2.3% to $8.57B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 29.3%, from $6.63B to $8.57B. Over 4 years (FY 2021 to FY 2025), Nonperforming Loans and Leases Percentage shows an upward trend with a 36.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A lower percentage indicates strong credit quality and effective risk management, while an increase signals rising credit stress.
Detailed definition
This metric measures the proportion of the total loan and lease portfolio that is classified as nonperforming, typically...
Peer comparison
A standard industry benchmark for credit risk, compared across all commercial and retail banks.
bank_nonperforming_loans_pctHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.02B | $2.24B | $2.43B | $2.50B | $2.50B | $4.40B | $4.55B | $5.24B | $5.46B | $5.67B | $6.31B | $6.80B | $6.63B | $7.03B | $7.24B | $8.77B | $8.57B |
| QoQ Change | — | +11.0% | +8.0% | +3.2% | +0.0% | +75.9% | +3.3% | +15.2% | +4.2% | +3.8% | +11.3% | +7.7% | -2.4% | +6.0% | +3.0% | +21.3% | -2.3% |
| YoY Change | — | — | — | — | +23.8% | +75.9% | — | — | — | +28.8% | +38.7% | +29.7% | +21.4% | +23.9% | +14.6% | +29.1% | +29.3% |
Nonperforming Loans and Leases Percentage at Other Companies
Frequently Asked Questions
- What is Affirm Holdings, Inc.'s nonperforming loans and leases percentage?
- Affirm Holdings, Inc. (AFRM) reported nonperforming loans and leases percentage of $8.57B in Q1 2026.
- How has Affirm Holdings, Inc.'s nonperforming loans and leases percentage changed year-over-year?
- Affirm Holdings, Inc.'s nonperforming loans and leases percentage increased by 29.3% year-over-year, from $6.63B to $8.57B.
- What is the long-term trend for Affirm Holdings, Inc.'s nonperforming loans and leases percentage?
- Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s nonperforming loans and leases percentage has grown at a 36.5% compound annual growth rate (CAGR), from $2.02B to $7.03B.
- What does nonperforming loans and leases percentage mean?
- The percentage of total loans that are not currently generating interest income due to delinquency or default.