Liability for Claims and Claims Adjustment Expense
American International Group Liability for Claims and Claims Adjustment Expense decreased by 1.0% to $69.96B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.5%, from $68.90B to $69.96B. Over 5 years (FY 2020 to FY 2025), Liability for Claims and Claims Adjustment Expense shows relatively stable performance with a -1.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase relative to premiums earned may suggest rising medical costs or slower claims processing, while a decrease could indicate improved claims management or lower utilization.
Detailed definition
This represents the estimated obligation for medical claims that have been incurred but not yet paid or fully processed...
Peer comparison
A primary metric for all health insurance providers; peers report this as claims reserves or unpaid claims.
current_liabilities_liability_for_claims_and_claims_adju_7e9431Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $78.98B | $79.27B | $79.03B | $78.18B | $76.74B | $75.52B | $75.17B | $75.79B | $70.28B | $69.82B | $70.39B | $70.06B | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| QoQ Change | — | +0.4% | -0.3% | -1.1% | -1.8% | -1.6% | -0.5% | +0.8% | -7.3% | -0.7% | +0.8% | -0.5% | -0.4% | +1.8% | -2.7% | -0.4% | +1.2% | +0.2% | +1.1% | -1.0% |
| YoY Change | — | — | — | — | -2.8% | -4.7% | -4.9% | -3.1% | -8.4% | -7.5% | -6.4% | -7.6% | -0.7% | +1.8% | -1.7% | -1.7% | -0.0% | -1.7% | +2.2% | +1.5% |
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Other product lines | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| U.S. Excess Casualty | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| U.S. Financial Lines | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| U.S. Other Casualty | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| U.S. Personal Insurance | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| U.S. Property and Special Risks | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| U.S. Workers' Compensation (before discount) | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| UK/Europe and Japan Personal Insurance | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| UK/Europe Casualty and Financial lines | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| UK/Europe Property and Special Risks | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
| Total | $69.78B | $71.07B | $69.17B | $68.90B | $69.75B | $69.88B | $70.67B | $69.96B |
Liability for Claims and Claims Adjustment Expense at Other Companies
Frequently Asked Questions
- What is American International Group's liability for claims and claims adjustment expense?
- American International Group (AIG) reported liability for claims and claims adjustment expense of $69.96B in Q1 2026.
- How has American International Group's liability for claims and claims adjustment expense changed year-over-year?
- American International Group's liability for claims and claims adjustment expense increased by 1.5% year-over-year, from $68.90B to $69.96B.
- What is the long-term trend for American International Group's liability for claims and claims adjustment expense?
- Over 5 years (2020 to 2025), American International Group's liability for claims and claims adjustment expense has grown at a -1.9% compound annual growth rate (CAGR), from $77.72B to $70.67B.
- What does liability for claims and claims adjustment expense mean?
- The estimated amount the company owes for medical claims that have occurred but have not yet been settled.