Allstate Auto Insurance Liability Coverage — Prior year reserve reestimates remained flat by 0.0% to -$380.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 182.5%, from -$134.50M to -$380.00M. Over 4 years (FY 2021 to FY 2025), Auto Insurance Liability Coverage — Prior year reserve reestimates shows a downward trend with a 45.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Negative reestimates (reserve releases) signal favorable development, while positive reestimates signal adverse development.
This represents adjustments made to the liability reserves established in previous years for the auto liability segment....
Commonly analyzed by investors to assess the quality of earnings and actuarial conservatism across the insurance industry.
all_segment_auto_insurance_liability_coverage_prior_year_reserve_reestimates| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $341.00M | $980.00M | $387.00M | -$538.00M | -$1.52B |
| YoY Change | — | +187.4% | -60.5% | -239.0% | -182.5% |