Home Owners — Prior year reserve reestimates
Allstate Home Owners — Prior year reserve reestimates remained flat by 0.0% to -$25.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 78.5%, from -$117.50M to -$25.25M. Over 4 years (FY 2021 to FY 2025), Home Owners — Prior year reserve reestimates shows an upward trend with a -5.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Negative values (reserve releases) signal favorable development and conservative prior-year reserving, while positive values signal adverse development.
Detailed definition
This metric reflects adjustments made to the loss reserves established in previous reporting periods for homeowners insu...
Peer comparison
Commonly reported by all P&C insurers to demonstrate the accuracy of historical actuarial reserving practices.
all_segment_homeowners_prior_year_reserve_reestimatesHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | -$129.00M | $267.00M | $72.00M | -$470.00M | -$101.00M |
| YoY Change | — | +307.0% | -73.0% | -752.8% | +78.5% |
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Frequently Asked Questions
- What is Allstate's home owners — prior year reserve reestimates?
- Allstate (ALL) reported home owners — prior year reserve reestimates of -$25.25M in Q4 2025.
- How has Allstate's home owners — prior year reserve reestimates changed year-over-year?
- Allstate's home owners — prior year reserve reestimates increased by 78.5% year-over-year, from -$117.50M to -$25.25M.
- What is the long-term trend for Allstate's home owners — prior year reserve reestimates?
- Over 4 years (2021 to 2025), Allstate's home owners — prior year reserve reestimates has grown at a -5.9% compound annual growth rate (CAGR), from -$129.00M to -$101.00M.
- What does home owners — prior year reserve reestimates mean?
- Adjustments to the estimated costs of claims that occurred in previous years.