Products & Services · Net amount at risk

Variable Universal Life Insurance — Net amount at risk

Ameriprise Financial Variable Universal Life Insurance — Net amount at risk increased by 0.5% to $57.55B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.3%, from $57.72B to $57.55B. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Net amount at risk shows relatively stable performance with a 0.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

An increase indicates higher potential mortality risk exposure, requiring higher capital reserves to support the insurance obligations.

Detailed definition

This metric measures the difference between the total death benefit payable and the current cash surrender value of the...

Peer comparison

Standard industry metric for life insurance companies to quantify mortality risk exposure.

Metric ID: amp_segment_variable_universal_life_insurance_net_amount_at_risk

Historical Data

14 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$57.35B$57.13B$57.03B$57.56B$57.29B$56.94B$57.08B$57.03B$57.47B$57.72B$57.43B$57.18B$57.27B$57.55B
QoQ Change-0.4%-0.2%+0.9%-0.5%-0.6%+0.2%-0.1%+0.8%+0.4%-0.5%-0.4%+0.2%+0.5%
YoY Change-0.1%-0.3%+0.1%-0.9%+0.3%+1.4%+0.6%+0.3%-0.4%-0.3%
Range$56.94B$57.72B
CAGR+0.1%
Avg YoY Growth+0.1%
Median YoY Growth-0.0%
Current Streak2 quarters growth

Frequently Asked Questions

What is Ameriprise Financial's variable universal life insurance — net amount at risk?
Ameriprise Financial (AMP) reported variable universal life insurance — net amount at risk of $57.55B in Q1 2026.
How has Ameriprise Financial's variable universal life insurance — net amount at risk changed year-over-year?
Ameriprise Financial's variable universal life insurance — net amount at risk decreased by 0.3% year-over-year, from $57.72B to $57.55B.
What is the long-term trend for Ameriprise Financial's variable universal life insurance — net amount at risk?
Over 2 years (2023 to 2025), Ameriprise Financial's variable universal life insurance — net amount at risk has grown at a 0.1% compound annual growth rate (CAGR), from $229.02B to $229.61B.
What does variable universal life insurance — net amount at risk mean?
The total death benefit amount the company would owe minus the cash value already held in policy accounts.