Discontinued — last reported Q3 '24
Other
Cash surrender value
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ3 2024
How to read this metric
High surrender values relative to account balances may indicate potential liquidity pressure or high policyholder churn.
Detailed definition
The total amount that policyholders are entitled to receive if they voluntarily terminate their insurance contracts befo...
Peer comparison
Reported by life and annuity insurers to quantify potential short-term cash outflows related to policy terminations.
Metric ID:
other_cash_surrender_value_due_policyholders_amountProduct Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Variable Annuity | $65.43B | $67.28B | $64.41B | $62.18B | $64.55B | $65.99B | $65.34B | $62.15B |
| Structured Variable Annuities | $13.01B | $14.44B | $15.47B | $15.62B | $17.65B | $19.46B | $20.58B | $20.58B |
| Variable Universal Life Insurance | $8.87B | $9.34B | $9.22B | $9.02B | $9.77B | $10.28B | $10.46B | $10.18B |
| Fixed Annuity | $5.63B | $5.48B | $5.37B | $5.24B | $5.12B | $5.02B | $4.92B | $4.82B |
| Indexed Universal Life Insurance | $2.35B | $2.40B | $2.45B | $2.49B | $2.53B | $2.58B | $2.64B | $2.70B |
| Universal Life Insurance | $1.31B | $1.29B | $1.28B | $1.27B | $1.26B | $1.25B | $1.24B | $1.23B |
| Other Life Insurance | $314.00M | $304.00M | $298.00M | $292.00M | $284.00M | $280.00M | $274.00M | $269.00M |
| Fixed Indexed Annuity | $279.00M | $284.00M | $279.00M | $279.00M | $278.00M | $277.00M | $272.00M | $263.00M |
| Total | — | — | — | — | — | — | — | — |
Cash surrender value at Other Companies
Frequently Asked Questions
- What does cash surrender value mean?
- The total cash value policyholders can withdraw if they cancel their insurance policies today.