Products & Services · Cash surrender value

Variable Universal Life Insurance — Cash surrender value

Ameriprise Financial Variable Universal Life Insurance — Cash surrender value decreased by 2.7% to $10.18B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.9%, from $9.02B to $10.18B. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Cash surrender value shows an upward trend with a 12.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

An increase suggests growth in the underlying policy assets or higher customer retention, while a decrease may indicate higher surrender activity or market declines.

Detailed definition

This is the total amount of cash that policyholders would receive if they were to voluntarily terminate their variable u...

Peer comparison

Standard balance sheet liability item for insurers offering cash-value life insurance products.

Metric ID: amp_segment_variable_universal_life_insurance_cash_surrender_value

Historical Data

14 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$7.20B$7.56B$7.87B$7.50B$8.26B$8.79B$8.87B$9.34B$9.22B$9.02B$9.77B$10.28B$10.46B$10.18B
QoQ Change+5.0%+4.0%-4.7%+10.2%+6.4%+0.9%+5.3%-1.3%-2.2%+8.4%+5.1%+1.8%-2.7%
YoY Change+14.8%+16.3%+12.8%+24.6%+11.6%+2.6%+10.2%+10.0%+13.5%+12.9%
Range$7.20B$10.46B
CAGR+11.3%
Avg YoY Growth+12.9%
Median YoY Growth+12.8%

Frequently Asked Questions

What is Ameriprise Financial's variable universal life insurance — cash surrender value?
Ameriprise Financial (AMP) reported variable universal life insurance — cash surrender value of $10.18B in Q1 2026.
How has Ameriprise Financial's variable universal life insurance — cash surrender value changed year-over-year?
Ameriprise Financial's variable universal life insurance — cash surrender value increased by 12.9% year-over-year, from $9.02B to $10.18B.
What is the long-term trend for Ameriprise Financial's variable universal life insurance — cash surrender value?
Over 2 years (2023 to 2025), Ameriprise Financial's variable universal life insurance — cash surrender value has grown at a 12.6% compound annual growth rate (CAGR), from $31.19B to $39.53B.
What does variable universal life insurance — cash surrender value mean?
The total cash value available to policyholders if they cancel their insurance policies.