Business Segments · Total revenues net of interest expense

CS — Total revenues net of interest expense

American Express CS — Total revenues net of interest expense decreased by 1.8% to $4.32B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 7.1%, from $4.04B to $4.32B. Over 3 years (FY 2022 to FY 2025), CS — Total revenues net of interest expense shows an upward trend with a 7.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2020
Last reportedQ1 2026
Rolls up toTotal Revenue

How to read this metric

Growth indicates a healthy combination of fee-based service expansion and profitable lending activity.

Detailed definition

The total revenue of the commercial services segment after deducting interest expenses, representing the net top-line co...

Peer comparison

Commonly used by financial firms to assess segment-level net revenue performance.

Metric ID: axp_segment_cs_total_revenues_net_of_interest_expense

Historical Data

18 periods
 Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.84B$3.05B$3.47B$3.50B$3.56B$3.49B$3.73B$3.75B$3.81B$3.79B$3.95B$4.00B$4.12B$4.04B$4.21B$4.28B$4.40B$4.32B
QoQ Change+7.2%+13.8%+0.8%+1.7%-1.8%+6.8%+0.5%+1.6%-0.6%+4.5%+1.1%+3.1%-2.1%+4.4%+1.6%+2.7%-1.8%
YoY Change+23.0%+14.6%+7.5%+7.2%+7.1%+8.4%+6.0%+6.7%+8.2%+6.6%+6.5%+7.1%+6.7%+7.1%
Range$2.84B$4.40B
CAGR+10.4%
Avg YoY Growth+8.8%
Median YoY Growth+7.1%

Frequently Asked Questions

What is American Express's cs — total revenues net of interest expense?
American Express (AXP) reported cs — total revenues net of interest expense of $4.32B in Q1 2026.
How has American Express's cs — total revenues net of interest expense changed year-over-year?
American Express's cs — total revenues net of interest expense increased by 7.1% year-over-year, from $4.04B to $4.32B.
What is the long-term trend for American Express's cs — total revenues net of interest expense?
Over 3 years (2022 to 2025), American Express's cs — total revenues net of interest expense has grown at a 7.6% compound annual growth rate (CAGR), from $13.57B to $16.93B.
What does cs — total revenues net of interest expense mean?
Total revenue from fees and interest minus the cost of funding those activities.