Business Segments · Noninterest Expense
ICS — Noninterest Expense
American Express ICS — Noninterest Expense decreased by 15.4% to $2.51B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.3%, from $2.36B to $2.51B. Over 3 years (FY 2022 to FY 2025), ICS — Noninterest Expense shows an upward trend with a 10.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
An increase in this metric relative to revenue indicates a compression of operating margins, while a decrease suggests improved operational leverage.
Detailed definition
This is the aggregate of all operating costs for the international card services segment, excluding interest expense. It...
Peer comparison
Comparable to 'Non-Interest Expense' in banking and financial services reporting.
Metric ID:
axp_segment_ics_noninterest_expenseHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.97B | $1.97B | $1.97B | $1.97B | $2.18B | $2.18B | $2.18B | $2.18B | $2.28B | $2.34B | $2.32B | $2.76B | $2.36B | $2.56B | $2.68B | $2.97B | $2.51B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +10.5% | +0.0% | +0.0% | +0.0% | +4.4% | +2.7% | -0.7% | +18.9% | -14.4% | +8.2% | +4.7% | +10.9% | -15.4% |
| YoY Change | — | — | — | — | +10.5% | +10.5% | +10.5% | +10.5% | +4.4% | +7.2% | +6.4% | +26.6% | +3.7% | +9.3% | +15.2% | +7.5% | +6.3% |
Range$1.97B – $2.97B
CAGR+6.2%
Avg YoY Growth+9.9%
Median YoY Growth+9.3%
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Frequently Asked Questions
- What is American Express's ics — noninterest expense?
- American Express (AXP) reported ics — noninterest expense of $2.51B in Q1 2026.
- How has American Express's ics — noninterest expense changed year-over-year?
- American Express's ics — noninterest expense increased by 6.3% year-over-year, from $2.36B to $2.51B.
- What is the long-term trend for American Express's ics — noninterest expense?
- Over 3 years (2022 to 2025), American Express's ics — noninterest expense has grown at a 10.2% compound annual growth rate (CAGR), from $7.90B to $10.57B.
- What does ics — noninterest expense mean?
- The total operating costs of the segment, excluding interest payments.