Business Segments · Provisions
ICS — Provisions
American Express ICS — Provisions increased by 12.8% to $238.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 24.0%, from $192.00M to $238.00M. Over 3 years (FY 2022 to FY 2025), ICS — Provisions shows an upward trend with a 12.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
An increase suggests rising credit risk or portfolio growth, while a decrease may indicate improved credit quality or more conservative lending.
Detailed definition
This represents the expense recognized to maintain an adequate allowance for credit losses on loans and receivables with...
Peer comparison
Comparable to 'Provision for Credit Losses' in other global credit card issuers and banking institutions.
Metric ID:
axp_segment_ics_provisionsHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $146.00M | $146.00M | $146.00M | $146.00M | $181.75M | $181.75M | $181.75M | $181.75M | $182.00M | $192.00M | $158.00M | $194.00M | $192.00M | $210.00M | $218.00M | $211.00M | $238.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +24.5% | +0.0% | +0.0% | +0.0% | +0.1% | +5.5% | -17.7% | +22.8% | -1.0% | +9.4% | +3.8% | -3.2% | +12.8% |
| YoY Change | — | — | — | — | +24.5% | +24.5% | +24.5% | +24.5% | +0.1% | +5.6% | -13.1% | +6.7% | +5.5% | +9.4% | +38.0% | +8.8% | +24.0% |
Range$146.00M – $238.00M
CAGR+13.0%
Avg YoY Growth+14.1%
Median YoY Growth+9.4%
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Frequently Asked Questions
- What is American Express's ics — provisions?
- American Express (AXP) reported ics — provisions of $238.00M in Q1 2026.
- How has American Express's ics — provisions changed year-over-year?
- American Express's ics — provisions increased by 24.0% year-over-year, from $192.00M to $238.00M.
- What is the long-term trend for American Express's ics — provisions?
- Over 3 years (2022 to 2025), American Express's ics — provisions has grown at a 12.5% compound annual growth rate (CAGR), from $584.00M to $831.00M.
- What does ics — provisions mean?
- The amount set aside to cover expected losses from unpaid customer credit card balances.