Business Segments · Interest Expense
USCS — Interest Expense
American Express USCS — Interest Expense decreased by 8.4% to $751.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.8%, from $757.00M to $751.00M. Over 3 years (FY 2022 to FY 2025), USCS — Interest Expense shows an upward trend with a 47.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026
Rolls up toInterest Expense
How to read this metric
An increase may signal higher funding costs or a larger debt base, potentially compressing net interest margins.
Detailed definition
The cost incurred by the U.S. Consumer Services segment to fund its lending activities and operations, primarily through...
Peer comparison
Standard metric for all financial institutions; comparable to interest expense in banking segments.
Metric ID:
axp_segment_uscs_interest_expenseHistorical Data
18 periods
| Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $89.00M | $103.00M | $136.00M | $274.00M | $470.00M | $551.00M | $647.00M | $700.00M | $786.00M | $748.00M | $771.00M | $806.00M | $815.00M | $757.00M | $782.00M | $789.00M | $820.00M | $751.00M |
| QoQ Change | — | +15.7% | +32.0% | +101.5% | +71.5% | +17.2% | +17.4% | +8.2% | +12.3% | -4.8% | +3.1% | +4.5% | +1.1% | -7.1% | +3.3% | +0.9% | +3.9% | -8.4% |
| YoY Change | — | — | — | +207.9% | — | +435.0% | +375.7% | +155.5% | +67.2% | +35.8% | +19.2% | +15.1% | +3.7% | +1.2% | +1.4% | -2.1% | +0.6% | -0.8% |
Range$89.00M – $820.00M
CAGR+65.2%
Avg YoY Growth+94.0%
Median YoY Growth+17.2%
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Frequently Asked Questions
- What is American Express's uscs — interest expense?
- American Express (AXP) reported uscs — interest expense of $751.00M in Q1 2026.
- How has American Express's uscs — interest expense changed year-over-year?
- American Express's uscs — interest expense decreased by 0.8% year-over-year, from $757.00M to $751.00M.
- What is the long-term trend for American Express's uscs — interest expense?
- Over 3 years (2022 to 2025), American Express's uscs — interest expense has grown at a 47.4% compound annual growth rate (CAGR), from $983.00M to $3.15B.
- What does uscs — interest expense mean?
- The cost of borrowing money to fund the U.S. Consumer Services segment's lending operations.