Current Liabilities
Time deposits
American Express Time deposits increased by 20.0% to $2.40B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 71.4%, from $1.40B to $2.40B. Over 3 years (FY 2022 to FY 2025), Time deposits shows an upward trend with a 26.0% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026Apr 23, 2026
Parent metricDeposits
How to read this metric
An increase may indicate a need for additional funding or a strategy to lock in long-term liquidity.
Detailed definition
Time deposits consist of certificates of deposit (CDs) and other accounts with fixed maturity dates that pay interest to...
Peer comparison
Varies based on the bank's current funding needs and the competitive interest rate environment.
Metric ID:
bank_time_depositsHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.00B | $1.43B | $1.55B | $1.60B | $1.80B | $1.70B | $1.60B | $1.60B | $1.40B | $1.40B | $1.50B | $1.70B | $2.00B | $2.40B |
| QoQ Change | — | +43.2% | +8.3% | +3.2% | +12.5% | -5.6% | -5.9% | +0.0% | -12.5% | +0.0% | +7.1% | +13.3% | +17.6% | +20.0% |
| YoY Change | — | — | — | — | +80.0% | +18.7% | +3.2% | +0.0% | -22.2% | -17.6% | -6.3% | +6.3% | +42.9% | +71.4% |
| % of Deposits | 0.9% | 1.2% | 1.3% | 1.3% | 1.4% | 1.3% | 1.2% | 1.2% | 1.0% | 1.0% | 1.0% | 1.1% | 1.3% | 1.5% |
| Share Change | — | +0.3pp | +0.1pp | +0.0pp | +0.1pp | -0.1pp | -0.1pp | -0.0pp | -0.2pp | -0.0pp | +0.0pp | +0.1pp | +0.2pp | +0.2pp |
Range$1.00B – $2.40B
CAGR+30.9%
Avg YoY Growth+17.6%
Median YoY Growth+4.7%
Current Streak5 quarters growth
Geographic Breakdown
| Segment | Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|
| Non Us | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M | $0.00 | $0.00 |
| Total | — | — | — | — | — | $1.00B | $1.43B | $1.55B |
Non Us was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Time deposits at Other Companies
Frequently Asked Questions
- What is American Express's time deposits?
- American Express (AXP) reported time deposits of $2.40B in Q1 2026.
- How has American Express's time deposits changed year-over-year?
- American Express's time deposits increased by 71.4% year-over-year, from $1.40B to $2.40B.
- What is the long-term trend for American Express's time deposits?
- Over 3 years (2022 to 2025), American Express's time deposits has grown at a 26.0% compound annual growth rate (CAGR), from $1.00B to $2.00B.
- What does time deposits mean?
- Interest-bearing deposits with a fixed maturity date, such as certificates of deposit.