Income StatementBalance SheetCash FlowSegments
American Express logo

American Express Balance Sheet Statement

Assets, liabilities, and shareholders' equity

American Express holds $308.89B in total assets. Shareholders' equity is $34.0B against $62.1B in total debt. Cash and equivalents total $53.8B. Based on the Q1 2026 filing.

Total Assets$308.89BTotal Stockholders Equity$34.0BLong Term Debt$58.8BCash And Equivalents$53.8B
Latest FilingQ1 2026
Report Date2026-04-23
Market Cap$212.74B
P/E Ratio18.96
ROE34.42%

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accounts payable$13.9B$13.6B$14.1B$14.7B$14.7B$14.6B
Accrued interest$3.0M$3.0M$4.0M$3.0M$3.0M$9.0M
Demand deposits$4.3B$4.3B$4.7B$5.2B$6.0B$7.3B
Time Deposit Maturities - After Year Five—$956.0M$1.8B$1.9B—$5.0M
Time Deposit Maturities - Year One—$2.9B$3.7B$4.9B—$7.3B
Time Deposit Maturities - Year Two—$2.5B$3.7B$4.1B—$2.8B
Time Deposit Maturities - Year Three—$1.7B$2.7B$2.7B—$671.0M
Time Deposit Maturities - Year Four—$668.0M$669.0M$671.0M—$1.9B
Time deposits$1.4B$1.4B$1.5B$1.7B$2.0B$2.4B
Time Deposits Above FDIC Insurance Limit$1.4B$1.4B$1.5B$1.7B$2.0B$2.4B
Current portion of long-term debt$1.4B$1.6B$1.5B$1.4B$1.4B$1.7B
Customer Deposits$72.0M$81.0M$86.0M$88.0M$71.0M$65.0M
Derivative Liabilities - Fair Value$91.0M$150.0M$118.0M$151.0M$151.0M$143.0M
Deposits$139.4B$146.4B$149.4B$149.9B$152.5B$157.9B
Noninterest-bearing deposits$566.0M$501.0M$525.0M$521.0M$606.0M$610.0M
Derivative liabilities$91.0M$150.0M$118.0M$151.0M$151.0M$143.0M
Lending commitments held for investment - individually evaluated—$19.0M$38.0M$59.0M—$21.0M
Operating lease liabilities, current$933.0M———$1.1B—
Short-term borrowings$1.4B$1.6B$1.5B$1.4B$1.4B$1.7B

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$11.4B$11.0B$11.1B$11.1B$11.1B$11.1B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss$12.0M$9.0M$9.0M$7.0M$7.0M$7.0M
Accumulated other comprehensive income (loss)-$3.4B-$3.4B-$3.2B-$3.2B-$3.3B-$3.3B
Common stock141M3.6B3.6B3.6B3.6B3.6B
Common Stock Par Value Per Share$0.20$0.20$0.20$0.20$0.20$0.20
Common Stock Shares Issued702M701M696M689M686M682M
Convertible Preferred Stock Authorized Shares20M20M20M20M20M20M
Convertible Preferred Stock Issued Shares1.6K1.6K1.6K1.6K1.6K1.6K
Convertible Preferred Stock Outstanding Shares1.6K1.6K1.6K1.6K1.6K1.6K
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively$141.0M$140.0M$140.0M$138.0M$138.0M$137.0M
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding$0.0$0.0$0.0$0.0$0.0$0.0
Preferred stock$0.0$0.0$0.0$0.0$0.0$0.0
Preferred Stock Par Value Per Share$1.67$1.67$1.67$1.67$1.67$1.67
Retained earnings$22.1B$23.4B$24.4B$24.5B$25.5B$26.1B
Total liabilities and stockholders' equity$271.5B$282.2B$295.6B$297.6B$300.1B$308.9B
Total stockholders' equity$30.3B$31.2B$32.3B$32.4B$33.5B$34.0B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Amortized Cost—$1.1B$1.2B$1.3B—$2.6B
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)—$862.0M$989.0M$1.1B—$902.0M
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)$45.0$9.0$9.0$10.0$26.0M$25.0M
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)$152.0M$145.0M$145.0M$25.0M$26.0M$25.0M
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$0.0$0.0$0.0$0.0$0.0$1.5B
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)$0.0$0.0$0.0$0.0$0.0$1.5B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value$152.0M$145.0M$145.0M$25.0M$26.0M$25.0M
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$0.0$0.0$0.0$0.0$0.0$1.5B
Cash and cash equivalents$40.6B$52.5B$57.9B$54.7B$47.8B$53.8B
Certificates of Deposit—$10.0M$11.0M$12.0M—$11.0M
Current Equity Amortized Cost$53.0M$53.0M$53.0M$54.0M$54.0M$54.0M
Derivative Assets - Fair Value$1.0B$209.0M$141.0M$328.0M$174.0M$488.0M
Derivative Assets - Net Reduction from Master Netting Arrangements$368.0M$464.0M$622.0M$721.0M$756.0M$772.0M
Equity Securities (FV-NI) - Cost Basis$53.0M$53.0M$53.0M$54.0M$54.0M$54.0M
Derivative assets$897.0M$59.0M$23.0M$177.0M$22.0M$309.0M
Interest-bearing deposits in banks and other financial institutions$37.0B$49.2B$54.6B$50.2B$43.5B$50.3B
Trading assets—$861.0M$988.0M$1.1B—$902.0M
Restricted cash$427.0M$180.0M$198.0M$1.3B$169.0M$199.0M

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)—$136.0M$178.0M$143.0M—$1.6B
Equity Amortized Cost$53.0M$53.0M$53.0M$54.0M$54.0M$54.0M
Available-for-sale securities$1.2B$136.0M$179.0M$144.0M$1.0B$1.6B
Equity securities$48.0M$46.0M$45.0M$46.0M$46.0M$44.0M
Investments - Cost Basis$53.0M$53.0M$53.0M$54.0M$54.0M$54.0M
Long-term investments$221.0M$261.0M$197.0M$1.3B$742.0M$290.0M
Cash and Due from Banks$3.4B$3.0B$3.1B$3.2B$3.6B$3.2B
Debt And Equity Securities, Available-for-sale$1.2B$1.1B$1.3B$1.4B$1.0B$2.6B
Interest-Bearing Deposits in Banks and Other Financial Institutions$37.0B$49.2B$54.6B$50.2B$43.5B$50.3B
Other Assets$21.2B$21.1B$22.6B$23.2B$24.3B$25.0B
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)$221.0M$261.0M$197.0M$1.3B$742.0M$290.0M
Other Assets, Allowances$27.0M$23.0M$19.0M$20.0M$86.0M$121.0M
Other non-current assets$21.2B$21.1B$22.6B$23.2B$24.3B$25.0B
Accumulated depreciation$10.7B$11.1B$11.4B$11.8B$12.0B$12.4B
Property and equipment, net$5.4B$5.4B$5.7B$5.9B$6.1B$7.2B
Investment - Proportional Amortization Method—$1.7B$1.7B$1.7B—$1.8B
Total assets$271.5B$282.2B$295.6B$297.6B$300.1B$308.9B

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Loans 90+ Days Past Due Percentage0.4%0.4%0.4%0.4%—0.4%
Cumulative Cost Basis$53.0M$53.0M$53.0M$54.0M$54.0M$54.0M
Fair Value Measurement Disclosure$131.0M$530.0M$1.2B$992.0M$1.1B$161.0M
Gross Assets/Liabilities$17.0M$358.0M$1.0B$827.0M$961.0M$17.0M
Off-Balance Sheet Commitments (Contractual)—$19.0M$38.0M$59.0M—$21.0M
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10—$27.0M$7.0M$7.0M—$7.0M
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10—$28.0M$7.0M$7.0M—$7.0M
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five—$136.0M$178.0M$143.0M—$1.6B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five—$136.0M$179.0M$144.0M—$1.6B
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10—$47.0M$47.0M$46.0M—$43.0M
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10—$39.0M$39.0M$38.0M—$36.0M
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One—$862.0M$989.0M$1.1B—$902.0M
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One—$861.0M$988.0M$1.1B—$902.0M
Common stock, par value (in dollars per share)$0.2$0.2$0.2$0.2$0.2$0.2
Common stock, shares authorized (in shares)$3.6B$3.6B$3.6B$3.6B$3.6B$3.6B
Common stock, shares issued (in shares)$702.0M$701.0M$696.0M$689.0M$686.0M$682.0M
Common Stock, Shares, Outstanding$702.0M$701.0M$696.0M$689.0M$686.0M$682.0M
Debt And Equity Securities, Available-For-Sale, Amortized Cost$1.3B$1.1B$1.3B$1.4B$1.1B$2.6B
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss—$1.1B$1.2B$1.3B—$2.6B
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss$12.0M$9.0M$9.0M$7.0M$7.0M$7.0M
Less than 12 months$0.0$0.0$0.0$0.0$0.0$1.5B
12 months or more$152.0M$145.0M$145.0M$25.0M$26.0M$25.0M
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss$0.0$0.0$0.0$0.0$0.0$7.0M
Estimated Fair Value$1.2B$1.1B$1.2B$1.3B—$2.6B
Derivative Asset, Subject to Master Netting Arrangement, Collateral, Obligation to Return Cash, Offset Against Derivative Asset$18.0M$0.0$0.0$0.0$1.0M$37.0M
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset$91.0M$150.0M$118.0M$151.0M$151.0M$143.0M
Derivative, gross, assets$1.0B$209.0M$141.0M$328.0M$174.0M$488.0M
Derivatives, gross, liabilities$131.0M$530.0M$1.2B$992.0M$1.1B$161.0M
Derivative Liability$17.0M$358.0M$1.0B$827.0M$961.0M$17.0M
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Offset$23.0M$22.0M$60.0M$14.0M$9.0M$0.0
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset$91.0M$150.0M$118.0M$151.0M$151.0M$143.0M
Cost$53.0M$53.0M$53.0M$54.0M$54.0M$54.0M
90+ Days Past Billing as a % of total$0.0$0.0$0.0$0.0—$0.0
Interest-Bearing Deposit Liabilities, Domestic$138.4B$145.5B$148.4B$148.9B$151.4B$156.7B
Interest-Bearing Deposit Liabilities, Foreign$17.0M$17.0M$18.0M$18.0M$18.0M$18.0M
Direct$4.3B$4.3B$4.7B$5.2B$6.0B$7.3B
Non-U.S. direct certificates of deposit—$10.0M$11.0M$12.0M—$11.0M
Unused credit available—$19.0M$38.0M$59.0M—$21.0M
Margin On Interest Rate Swap Not Netted$368.0M$464.0M$622.0M$721.0M$756.0M$772.0M
Other assets, reserves for credit losses$27.0M$23.0M$19.0M$20.0M$86.0M$121.0M
Other deposits$72.0M$81.0M$86.0M$88.0M$71.0M$65.0M
Preferred Stock, Par or Stated Value Per Share$1.7$1.7$1.7$1.7$1.7$1.7
Preferred Stock, Shares Authorized$20.0M$20.0M$20.0M$20.0M$20.0M$20.0M
Preferred Stock, Shares Issued$1.6K$1.6K$1.6K$1.6K$1.6K$1.6K
Preferred Stock, Shares Outstanding$1.6K$1.6K$1.6K$1.6K$1.6K$1.6K
Third-party (brokered)$8.1B$10.1B$12.0B$11.4B$9.9B$9.4B
Sweep accounts &#8211; Third-party (brokered)$15.6B$15.5B$15.4B$15.6B$15.7B$15.5B
Time Deposit Maturities, After Year Four—$956.0M$1.8B$1.9B—$5.0M
2026—$5.7B$4.2B$2.4B—$4.1B
Time Deposit Maturities, Year Four—$668.0M$669.0M$671.0M—$1.9B
2027—$2.9B$3.7B$4.9B—$7.3B
Time Deposit Maturities, Year Three—$1.7B$2.7B$2.7B—$671.0M
Time Deposit Maturities, Year Two—$2.5B$3.7B$4.1B—$2.8B
Time Deposits—$14.4B$16.8B$16.6B—$16.7B
Time Deposits, at or Above FDIC Insurance Limit$1.4B$1.4B$1.5B$1.7B$2.0B$2.4B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Carrying Amount of Hedged Term Debt$18.9B$23.3B$30.5B$36.3B$37.0B$39.6B
Debt Maturity - 2024—$5.7B$4.2B$2.4B—$4.1B
Debt Maturity - 2027—$1.7B$2.7B$2.7B—$671.0M
Debt Maturity - 5 to 10 Years—$28.0M$7.0M$7.0M—$7.0M
Debt Maturity - Over 10 Years—$47.0M$47.0M$46.0M—$43.0M
Hedged Liability - Fair Value Hedge$27.0M$290.0M$427.0M$516.0M$366.0M$144.0M
Long-term debt$49.7B$51.2B$58.2B$57.8B$56.4B$58.8B
Operating Lease Liabilities (Total)$933.0M———$1.1B—
Other non-current liabilities$36.8B$38.3B$40.0B$41.3B$41.6B$41.9B
Total liabilities$131.0M$530.0M$1.2B$992.0M$266.6B$274.9B