Other

Time Deposits

American Express Time Deposits increased by 0.4% to $16.69B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 15.7%, from $14.42B to $16.69B.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ1 2023
Last reportedQ1 2026Apr 23, 2026

How to read this metric

An increase may signal a need for longer-term funding or a competitive response to rising interest rates to retain deposits.

Detailed definition

Time deposits represent interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs)....

Peer comparison

Commonly reported by all commercial banks as a component of total interest-bearing liabilities.

Metric ID: other_time_deposits

Historical Data

10 periods
 Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$19.84B$19.66B$18.23B$16.26B$14.54B$11.74B$14.42B$16.77B$16.62B$16.69B
QoQ Change-0.9%-7.3%-10.8%-10.6%-19.2%+22.8%+16.3%-0.9%+0.4%
YoY Change-18.0%-26.0%-35.6%-11.4%+15.3%+41.5%+15.7%
Range$11.74B$19.84B
CAGR-7.4%
Avg YoY Growth-2.6%
Median YoY Growth-11.4%

Frequently Asked Questions

What is American Express's time deposits?
American Express (AXP) reported time deposits of $16.69B in Q1 2026.
How has American Express's time deposits changed year-over-year?
American Express's time deposits increased by 15.7% year-over-year, from $14.42B to $16.69B.
What does time deposits mean?
The total value of customer deposits held in accounts with fixed maturity dates.