Other
Unused credit available
American Express Unused credit available decreased by 64.4% to $21.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.5%, from $19.00M to $21.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ1 2026Apr 23, 2026
How to read this metric
An increase indicates higher potential future credit risk and liquidity pressure, while a decrease suggests reduced exposure to distressed borrowers.
Detailed definition
This represents the total amount of undrawn credit facilities or commitments extended to borrowers whose loans have been...
Peer comparison
Large regional and national banks typically disclose these as part of their unfunded commitment and credit risk management notes.
Metric ID:
other_loans_and_leases_receivable_impaired_commitment_to_lendHistorical Data
10 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $14.00M | $29.00M | $48.00M | $28.00M | $50.00M | $70.00M | $19.00M | $38.00M | $59.00M | $21.00M |
| QoQ Change | — | +107.1% | +65.5% | -41.7% | +78.6% | +40.0% | -72.9% | +100.0% | +55.3% | -64.4% |
| YoY Change | — | — | — | +100.0% | +72.4% | +45.8% | -32.1% | -24.0% | -15.7% | +10.5% |
Range$14.00M – $70.00M
CAGR+19.7%
Avg YoY Growth+22.4%
Median YoY Growth+10.5%
Unused credit available at Other Companies
Frequently Asked Questions
- What is American Express's unused credit available?
- American Express (AXP) reported unused credit available of $21.00M in Q1 2026.
- How has American Express's unused credit available changed year-over-year?
- American Express's unused credit available increased by 10.5% year-over-year, from $19.00M to $21.00M.
- What does unused credit available mean?
- The total amount of credit that the bank has promised to lend to borrowers who are currently experiencing financial difficulty.